REGULATORY
Regulatory Challenges
When you find yourself in a hole... stop digging and get help. BCU Logic has the regulatory expertise and experience to help your institution resolve issues and spend less time on regulatory matters so you can focus on reaching your organization's goals.
Examination Preparation
BCU Logic's expert was an examiner, authored federal bank exam procedures for multiple subjects, and conceived the risk-focused exam approach now used by all financial institution regulators. BCU Logic can conduct a pre-exam (onsite or off), identify areas needing additional attention, and assist with remediation for a quicker, smoother exam that enables your team to get back to business quicker and obtain satisfactory results.
ALM Independent Review & Model Validation / Backtesting
Sound risk management decisions depend on an effective ALM program, reliable model results, and reasonable forecasts. You can sleep soundly when your model and reports are validated and your program is independently reviewed. BCU Logic has found many models and programs that were inadequate for an institution's risk profile, were fed by bad data, or relied on faulty calculations. In addition, we have identified many reporting errors (poorly built Excel spreadsheets have caused more bad decisions than any factor except inexperience). BCU Logic will customize a review to your needs that can include policy, process, reporting, staff, and model validation with backtesting.
